Application & Appraisal
Capture applicant details, documents, guarantors and appraisal notes in a structured digital workflow.
Loan Management Software
Loan Software for Smarter Lending and Faster Recovery
A complete loan management system for co-operative societies, banks and financial institutions — from application and appraisal to disbursement, repayment tracking and recovery, all in one dependable platform.
End-to-End Loan Lifecycle
Manage Every Loan with Accuracy, Transparency and Control
MITCO’s Loan Software replaces manual registers and scattered spreadsheets with a single, structured workflow. Staff can process applications, calculate schedules, track instalments and follow up on overdue accounts with confidence, while management gets a clear view of the entire loan portfolio.
Request a DemoLoan Products Supported
Configure the schemes your institution offers without changing a line of code.
- Personal & Salary LoansFlexible terms and interest structures
- Gold & Jewel LoansValuation, pledge and release tracking
- Business & MSME LoansSanction limits and repayment plans
- Agriculture LoansSeasonal schedules and subsidies
- Housing & Vehicle LoansLong-tenure EMI management
- Deposit-Linked LoansLoans against deposits and shares
Everything Required to Run a Reliable Loan Portfolio
Sanction & Disbursement
Define sanction conditions, approval levels and disbursement entries with a clear audit trail.
Repayment Schedules
Generate EMI and instalment schedules automatically with flexible interest and penalty rules.
Overdue & Recovery Tracking
Identify overdue accounts early, record follow-ups and manage recovery actions in one place.
Interest & Penalty Calculation
Accurate, rule-based interest, penal interest and charge calculations for every product.
Portfolio Reports
Instant reports on disbursements, collections, NPAs and outstanding balances for management review.
A Simple, Transparent Process
- 01
Requirement Study
We understand your loan products, approval levels and reporting needs.
- 02
Configuration
Loan schemes, interest rules and workflows are configured to match your policies.
- 03
Data Migration & Training
Existing records are migrated and your staff are trained to work confidently.
- 04
Go-Live & Support
We stay alongside you after launch with responsive technical support.
Lending That Is Faster, Cleaner and Easier to Audit
Fewer Manual Errors
Automated calculations remove the mistakes common in manual registers.
Better Recovery
Early overdue alerts help your team act before accounts turn into NPAs.
Clear Audit Trail
Every sanction, disbursement and repayment is recorded for transparency.
Scales With You
Add products, branches and users as your institution grows.
Get Started
Book a Demo Streamline Your Lending Operations Today
Speak to our team about how Loan Software can simplify your loan processing and strengthen recovery.