Terms of Service

1. About MITCO

MITCO is a co-operative society working in the Information Technology sector, located at Dinesh Software Park, Kannur, Kerala. We provide Core Banking Software and IT solutions for co-operative banks, together with software development, hardware, networking, maintenance, technical support and solar energy solutions.

2. Use of this website

You may use this website for lawful purposes only. You agree not to:

• use the website in any way that breaches applicable laws or regulations;
• attempt to gain unauthorised access to the website, its servers or any connected systems;
• introduce viruses, malicious code or anything that may damage or disrupt the website;
• send false, misleading, offensive or unlawful content through the contact form; or
• copy, scrape or reuse website content in bulk without our written permission.

3. Information on this website

The content on this website is provided for general information about MITCO and its products and services. While we make reasonable efforts to keep it accurate and up to date, we do not guarantee that all information is complete, current or free from errors.

Product features, specifications and service details described on the website are indicative. The exact scope, features, pricing and terms of any product or service are set out in the proposal, quotation or agreement issued to each client.

4. Enquiries and contracts

Submitting an enquiry or requesting a demonstration through this website does not create a contract or obligation for either party. Any supply of software, hardware or services is governed by a separate written agreement, purchase order or contract between MITCO and the client.

5. Intellectual property

All content on this website, including text, graphics, logos, software screenshots, designs and the MITCO name, is owned by or licensed to MITCO and is protected by applicable intellectual property laws. Client names and logos displayed on the website belong to their respective owners and are shown with their permission.

You may view and print pages for your personal or internal business reference. Any other use requires our prior written consent.

6. Software products

MITCO’s Core Banking Software and other software products are licensed, not sold. Their use is governed solely by the licence and service agreements signed with each client. Nothing on this website grants any licence to use MITCO software.

7. Third-party links

This website may link to third-party websites or services for your convenience. We do not control and are not responsible for the content, policies or practices of those websites.

8. Limitation of liability

This website is provided on an “as is” and “as available” basis. To the extent permitted by law, MITCO will not be liable for any direct, indirect, incidental or consequential loss arising from the use of, or inability to use, this website or reliance on its content. This does not limit any liability that cannot be excluded under applicable law.

9. Privacy

Your use of this website is also subject to our Privacy Policy and Cookie Policy, which explain how we collect and use information.

10. Changes to these terms

We may revise these Terms of Service at any time by updating this page. Continued use of the website after changes are posted means you accept the revised terms.

11. Governing law and jurisdiction

These terms are governed by the laws of India. Any dispute arising in connection with this website shall be subject to the exclusive jurisdiction of the courts at Kannur, Kerala.

12. Contact us

For any questions about these Terms of Service, please contact: